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Index | Different Articles | Car Insurance for Businesses

Car Insurance for Businesses

If you run a business that depends on vehicles, then it is of crucial importance to obtain Business Car Insurance. Insurance companies offer coverage for a wide variety of vehicles such as delivery vans, refrigerated vehicles, tractor-trailers, utility trucks and private passenger vehicles.

There is a number of coverages that you may purchase. They include Liability, Car Rental and Travel Expenses, Uninsured Motor Vehicle, Collision, Emergency Road Service, Loss of Earnings coverage and others. Standard policies include basic auto liability, with options for comprehensive and collision coverage, and uninsured motorist insurance.

Additional coverages such as New Vehicle Replacement Cost Coverage, Hired Auto Physical Damage with Loss of Use Coverage, Auto Loan or Lease Coverage, Expanded Towing, Rental Reimbursement are also available. Moreover, you may obtain Special Needs Business Auto Insurance that is designed for specific needs of your business. For example, you may get New Venture Insurance or Seasonal Business Insurance. Coverage availability may vary by location, vehicle type, and business use.