Index | Different Articles | Military Supplemental Health Insurance

Military Supplemental Health Insurance

Supplemental Health Insurance is designed to help military retirees and it is a preliminary plan to help family members of these individuals. Supplemental Health Insurance policies are usually offered by military associations through private insurance firms and are designed to reimburse patients for the civilian medical care bills they must pay. This insurance goes into effect when people need certain medical help regarding an unforeseen event which causes high cost medical expenses. The events may be either accidental or because of a certain health problem. The main advantage of Supplemental Health Insurance is that it will not reduce primary insurance benefit but it gives extra guaranteed coverage on primary insurance.

It should be taken into account that supplemental policy has its own rules concerning acceptance for pre-existing conditions, eligibility requirements, deductibles, mental health limitations, long-term illness, care provided to the disabled and many others. With supplemental plans benefits are paid directly to the insured giving them freedom to use their insurance benefits however they choose.