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The term 'protective insurance' has several typical application domains. The most widespread application is in reference to the Protective Life Insurance Company, one of the nation's leading insurance providers, offering term life insurance for 10, 15, 20 or 30 years, universal life insurance and survivorship life insurance products. The coverage available through this company thus reflects the basic guidelines and sectors of life insurance. Teachers protective mutual life insurance, another common application of protective insurance, provides group medical plans - a variety that includes traditional medical plans, high deductible medical plans, health savings account qualified medical plans and a number of additional benefits. One more sphere protective insurance is typically applied to is First Protective Insurance, an insurance company offering various homeowners policies throughout Florida. Other applications can also be found, for example, protective auto insurance. They usually emphasize the idea that "protection is better than cure" and can save you a lot of troubles thus reinforcing the idea of the necessity to take measures of precautions.