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Study Abroad Insurance

Study Abroad Insurance is for international students, but it also works for interns, teachers and researchers. If you decide to embark on a student exchange program, it is advisable to think about insurance ahead as your current insurance will most likely be invalid in a foreign country. Various programs offered under Study Abroad Insurance provide the following benefits: hospital care, emergency dental treatment, the cost of bringing you back home in case of a serious injury or illness, in the worst-case scenario reimbursement of funeral expenses abroad or repatriation of the body, and reimbursement of course fees in case your course has been cancelled or curtailed.

With some companies Study Abroad Insurance also includes coverage for your property or special valuable items that can turn out liable to theft or damage. The most commonly offered plans include medical coverage, possibly prescription medication, terrorism and kidnapping coverage and accidental death. Usually plans for students studying abroad have a fixed amount which will be reimbursed by the insurance provider and this amount can vary with different insurers. As an option some programs offer group policies for all the students involved in the program.

If you opt for Study Abroad Insurance, it makes sense to check out all the available insurance programs on advance payment and reimbursement. Besides, plans can vary in the conditions set to make your policy work abroad.