Dangerous dog insurance is a policy worked out to protect you from the possible problems which your dog can cause you and people around. This kind of insurance is applied particularly to dogs since they are considered to be the most common pets liable to cause injuries and death. Thus there is always an imminent danger of someone being hurt by your dog.
When deciding upon insuring the dog, an insurance company primarily takes into account the breed of the pet, but it does not attach any significance to the history of the dog's behavior, i.e. whether it was dangerous or not for people around.
Among the most dangerous breeds of dogs which get subjected to the insurance are Pit Bulls, Rottweilers, Dobermans, German Shepherds, Doberman Pinschers, Siberian Huskies, Alaskan Malamutes, American Staffordshire terriers, Wolf-hybrids, Chow Chows. These breeds are classified as high-risk. Behind it stands the idea that they are in a high risk of biting which would cause damage to public safety.
So dangerous dog liability insurance provides masters of dogs with the policy, which covers their legal responsibility to pay for damages due to some accidents caused by the behavior of the dog.