Index | Different Articles | Family Vision Insurance Plans

Family Vision Insurance Plans

A Vision Insurance plan is a benefit that helps to defray costs of eye exams and eyewear. In comparison with Health Insurance plans which protect you against financial losses due to unexpected eye injuries or disease, Vision Insurance plans are designed to provide eye care, prescription eyewear and other vision-related services. Vision Insurance plans can be obtained through your company, association or through a government program such as Medicare or Medicaid. You are eligible for vision coverage if you qualify for full benefits. When you qualify your family members who meet eligibility requirements may include your legal spouse, partner, child, grandchild, adult, disabled child.

There are two types of Vision Insurance plans available: a vision benefits package, a discount vision plan.

A vision benefits package provides you with eye care services in exchange for an annual premium or membership fee, a yearly deductible for each member and a co-pay each time a member accesses a service.

A discount vision plan provides eye care at fixed discounted rates after an annual premium or membership fee and a deductible are paid.

Vision Insurance covers annual eye examinations, eyeglass frames, eyeglass lenses and contact lenses.