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Group health insurance broker

A group health insurance broker is a salesperson who has a license to sell group health insurance contracts. This entity is of great importance in insurance industry, especially in some states where strict requirements are established according to which you may purchase insurance only through a broker and not directly through an insurer. The company for which a group health insurance broker works normally handles multiple benefits for its employees. Thus, a broker is someone who represents multiple insurance companies and group health insurance plans, who can help you compare different plans and quotes to find a better deal and to whom the employees can apply for assistance knowing that he/she will process claims and help resolve problems.

If you are an employer, it is advisable to research all available options. When choosing a group health insurance broker you should think about providing appropriate and affordable coverage for your employees, that is why good and careful interviewing, questions about experience of working with firms of similar size in the same branch of industry and good referrals are all to the point.